How to Detect and Prevent Fake Bank Alerts ( Complete Guide)

How to Detect and Prevent Fake Bank Alerts ( Complete Guide): Fake bank alert is a new method of scamming the innocent, the activities of scammers are becoming more sophisticated, but there are solutions to these. If you have been scammed via a fake bank alert, you would know the pains and frustrations that come with it

Unfortunately, POS agents and other Sanef or mini bank merchants are the ones who fall blind to this act by scammers.

This post will expose and enlighten you on how to detect and prevent fake alerts, without you visiting your bank.

For clarity, Fake Bank Alert are false credit alert that is triggered on your phone or bank but does not reflect the true value in your bank balance. Fake Alert is a software developed by fraudsters to trick people to believe that, they have been credited, wherefore, the acclaimed credited amount is not reflected on the bank balance

How to Prevent Fake Bank Alerts

This method is very effective in preventing Fake Bank alerts:

Check Out For Misspellings:

Some of their grammatical expression won’t tally with your bank’s method of crediting you, always know that your bank can not make mistakes with this

Phone Number

Anyone who asks for your phone number before crediting you is a suspect, you don’t need to give out your phone number to anyone before money can hit your bank, watch out for this red flag

Bank Balance

It is worth having a good idea of the last penny in your bank account, by so doing, you can tell if a sum has been credited to it or not, if you receive a bank alert, surely your bank balance will increase

Email Message

No doubt, when you receive an alert, your bank will inform you via email, that is, if you subscribe to that, check the email source and look out for the official email address of your bank.

Check the authenticity of the mobile app users.

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How to Detect Fake Bank Alerts:

Check the Credit Alert You Received if it Contains Your Available Balance

Fake bank alerts will not contain your available balance so you can easily detect the fake alert if your account balance does not reflect along with transfer payments done by your customers/buyers.

Avoid Clicking on Links that Request Your Bank Account Details or giving out your bank information to a stranger either via email, phone call, or online platform. Be warned and stay safe.

No full stop behind GTBank

It is “GTBank” and not “GTBank.”

After the amount is either “DR” or “CR”. It is always in capital letters.

For example, Amt: 245,000.00 CR and not Amt: NGN 245,000.00 Cr

OR Amt: 109,500.00 DR and not Amt:109,500.00 Dr

For fake alerts, there is no “NGN” before the amount.

For example, Amt: 245,000.00 CR instead of Amt: NGN245,000.00 CR

OR Amt: 109,000.00 DR instead of Amt: NGN109,000.00 DR

Check Account Balance

When in doubt of the authenticity of a Credit/Debit SMS, you can confirm that the transaction has been completed by logging into your GTBank Mobile, confirming via USSD, GT World App, or visiting the nearest ATM to check your account balance.

#GTBankCares

Check Your E-mail

Check your email that is linked to your bank – the one that is registered with your bank.

If you don’t have an email for bank alerts, then you can open one and link it to your account to help you clear your doubts about the financial transaction that took place.

With this email, you also get access to your bank statement and your account balance, all in your email.

Once you received the suspected bank alert, check your email source.

Be conversant with the USSD codes you can use to check your bank account balance.

Codes To Check Bank Account Balance

Keystone bank *7111*1#

Sterling bank *822*00#

UBA bank *919*00#

Unity bank *7799#

Wema bank *945*0#

Zenith bank *966*00#

Access bank *901*5#

Eco-bank *326*0#

Fidelity bank *770*0#

First bank *894*0#

FCMB *329*00#

GT bank *737*6*1#

Heritage bank *322*030#

Stanbic bank *909#

How to Detect and Prevent Fake Bank Alerts ( Complete Guide)