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How to Borrow Money from KiaKia Loan, Via App, &  USSD Code

by myeduproject
written by myeduproject

How to Borrow Money from KiaKia Loan, Via App, &  USSD Code

How to Borrow Money from KiaKia Loan, Via App, &  USSD Code: If you think borrowing money online is hard, then try the KiaKia Loan which can be accessed Via App, & USSD Code, this platform offers a unique borrowing experience and customers are giving 5-star reviews in droves

While many have little to no idea of the KiaKia Loan, this post will take you through its features, and how you can borrow money, all you have to do is follow the entire step in the post as directed

Highlight of Discussion

Brief Summary of the KiaKia Loan

How to Borrow Money from KiaKia

KiaKia Loan USSD Code

KiaKia Loan App

KiaKia Loan Requirements

Brief Summary of the KiaKia Loan

Just like other online banking financial institutions, kiakia is a game changer in the online banking industry, it is owned by Olajide Abiola( CEO). Its main office is situated at Plot 395A Etang Obuli Crescent, Off Idris Ibrahim Cres, Jabi, Abuja, Nigeria.

Kiakia is licensed by both CBN and NDIC and has a good history as the best peer-to-peer online lending platform in Nigeria

It offers many financial services including both secured and unsecured 

Their loan services are meant to aid Micro, Small, and Medium Enterprises (MSMEs) who are not privileged to get funds from conventional banks and other financial organizations  

How to Borrow Money from KiaKia

Without wasting time, let us delve into the main topic of discussion, if you want to borrow money from this platform, follow the below steps religiously

  1. Log into Kiakia official website, click on the icon “Get a Loan”
  2. Create an account by providing all the required details, for first timers, you must create an account before accessing this loan. Be certain to supply your name, contact details, email address, and other necessary details as required by the platform
  3. Start an application chat; upon finishing your application, immediately chat with the KiaKia loan chatbot, Mr K. Don’t be scared, it is a conversational interface that guides you through the loan application process, asking you relevant questions and providing assistance as needed.
  4. Supply any national ID cards like your NIN, Voters’ card
  5.  Enter the amount you want to borrow; here you will be mandated to enter the amount of money you want to borrow, it is very important to put a reasonable amount to ease of payment
  6. Choose your Loan tenure, here you are required to put the time frame you will settle or repay the loan, and be certain to choose a longer tenure
  7. Upload a Screenshot of SMS alerts or a PDF statement of your last 3 salaries or Business Income.
  8. Accept loan terms and conditions.
  9. Authenticate your submitted bank accounts.

Wait patiently for Kiakia to disbursement money into the account you submitted within a short time

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KiaKia Loan USSD Code

Unfortunately, this platform does not support the use of USSD code to access its loans. Every service and transaction including loan repayment, account opening, and loan applications are done on their official website.

KiaKia Loan App

Currently, Kiakia does not have the app, all transactions and services are done through their websites

KiaKia Loan Requirements

These requirements are limited but not to; you

Have a Bank Verification Number (BVN).

Have an active bank account with any of the mainstream commercial banks in Nigeria.

Must provide evidence of a verified source(s) of income, like employment in the public or private sector or your own business

Must be a resident of Nigeria

Must be at least 21 years old

You must provide a valid means of identification.

You must provide proof of income.

You must have an active email address.

KiaKia Loan Interest Rate

Its rate is from 12% to a maximum of 40%, and a tenure ranges from 1 to 18 months.

Conclusion

Before you access kiakia loan, be sure to have read and understood the terms and conditions, more so, check the interste rate and make absuloate certain you return borrwed money for the survival of a busines