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Loan And Grant

Where to Get Best Business Loan for Business | Online & Offline

by myeduproject August 17, 2023
written by myeduproject August 17, 2023
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Where to Get Best Business Loan for Business | Online & Offline

Where to Get Best Business Loan for Business | Online & Offline: Where to get the best business loan for your business may be all you need to quick start that great idea running across your mind, this is because business capital may be a hindrance to running a successful start-up

There are many ways you can access business loan, but upcoming entrepreneurs may not know to get these loan for their business. The fact is that both the private and public sectors have made it possible for all to access business capital

The Federal Government, State and Local Governments, and the organized private sectors have made loans easy to access with little to no interest, so if you want to expand your business, waste no time, use the below platform to access business loans for your star-up  

Gone are the days when you will be required to bring collateral, landed properties, and other documents before accessing a business loan, the procedure is seamless and easy

Due to advancements in technology, you can access business loans from both online and offline platforms, this is made easy as many companies are ready to give loans at low rates with longer tenure

people having conversation

There exist a plethora of posts on the best platforms To Get Business Loans, but the gap we will cover is centered on trusted sources of accessing Business Loan for your start-up

As earlier mentioned, we will expatiate on the trusted and registered platforms, for accessing capital in both Banks and Online platforms, where no one will police you to collect the loan when the time is due

Where to Get Best Business Loan for Business | Online & Offline

Baobab Group

This platform provides one of the best loans for personal needs, including microloans, cross and group guarantee loans, asset finance, mini microloan, micro+ loan,  and SME loan,

One distinctive feature of the Baobab loan is the ability to secure a loan with easy and simplicity, you can get up to 10 million naira within 5 minutes with the appropriate requirements

With a low-interest rate of up to 5% depending on the amount, your loan is not  far from your business or personal needs

Access Loan Here

Access bank

At a time, this bank assists CBN to disburse FG loans; it has a series of products for both personal and business purposes

Access loan is not only for individuals, it extends its loan to the creative industry, corporate organizations, and more, it also extends CBN loans to the above-mentioned bodies

One fortunate thing about Access loan is that its terms and conditions are flexible, and there are many options for repayment, though applicants must meet certain requirements before the application

Guarantee Trust Bank PLC

This loan is open to customers of GTBank, GTB offers loans with a reasonable interest rate, and its loans cut across various industries including Agriculture, Manufacturing, and Real Estate Business among others

Its loans are mainly for businesses with cutting edge, making it an attractive selling point to the bank and the general public. The difference is that loans are given with specific expectations and output  

Firstbank Nigeria AKA (first Loan)

First Bank is one of the oldest and biggest banks with a lot of customers across Africa, it offers various business loan to its customers with low interested rate, and its loan products for business includes, personal, business, and private

These loan products are specifically designed to help small and medium-scale businesses survive and thrive in the face of economic challenges

If you are a customer with First Bank, waste no time, find the best loan suitable for your business here, more so, First Bank gives loans to up to N100Million, depending on the type of business you are into

Access Loan Here

Union Bank

Union Bank operates a flexible loan formula for business owners, its Non-Payroll loan is meant for both individuals and businesses loans, and its flexibility is spread across self-employed loans, cash-backed loans, and self-employed revolving overdrafts. 

What makes Union Bank loan special is the ability to choose the best loan that suit your business and pay with many options, you can access up to N10 million as a sole business owner and operator.

Access Loan Here

Stanbic IBTC loan

Current account holders with Stanbic IBTC, can make out loans for your SMEs and Large businesses, this is because, Stanbic IBTC’s 5 pillars of loan includes support, ease, speed, and flexible terms.

Its loan processes are not cumbersome and are customers friendly, owing to its 5 pillars. Loans can easily be applied for online and disbursements take place after meeting all the requirements  

More so, its interest rate is friendly and repayment is done with many options. Small, medium, and large corporations have benefited from this gesture

Lendigo

The Lendigo has disbursed over N6 billion to over 2000 businesses within five 5 years, you get your desired loan without any collateral or strict processes.

This platform gives loans from 300,000 to 1 million naira without collateral, depending on the type of business,

If you want to run an SME, and you are starved of funds, the lendigo helps you finance your SMEs without being policed, to get apply for this loan, you must download it app and meet all the requirements

Once you download this app, and fill in all the requirements, your loan request will be attended to within hours and money disbursed into your bank account

Loanspot.africa

Loanspot.africa facilitates borrowers with different loan options, you will be shown many loan givers, all you have to do is to see each loan’s terms and conditions, interest rate, loan tenure, etc

This loan platform helps you to make an informed decision before borrowing, this is done by giving you many loan sharks, and their features. It saves you time, and risk and gives you only the best loan

To apply for this loan, you must register, and fill in all the blank spaces and requirements, you will be matched with various lenders, and you select only the lender that with your taste

For stance, if you want to lend N100, 000, in your loan amount, you input the said amount, within a few minutes, and you will be matched with lenders that can offer you same amount. It is left for you to choose among lenders

Advans Nigeria

It is very easy obtaining a loan from Advans Nigeria, first, you download its mobile app, register and fill in all the requirements. This platform helps business owners get loans at ease without collateral

For better flexibility, you can transact with POS agents of Paga and OPay, including saving, loan repayments, and cash deposits/ withdrawals.

Start your Advance loan Application here

LYDIA.CO

This is not a Nigeria loan platform, but it allows Nigerians to access loans for their business at ease, Lydia.co gives between $500 and $15,000.

“Lidya uses technology and algorithms to assess the risk before granting the loans, it allows them to offer financial products to these customers at a low cost.”- Founders

KIAKIA.CO

This is a Nigerian Loan platform where Businesses secure loans, it is a  digital money lender that machine learning, and digital forensics, uses psychometry, and big-data for its credit risk assessment and proprietary credit scoring algorithm to provide direct and peered personal and business loans to millions of individuals and SMEs without credit information.

GROFIN

With GroFin, both Small and Medium Enterprise (SME) have seamless access to finance/business loans across Africa & the Middle East. If you want to expand your business with huge funds, Grofin you can access business loans between US$100,000 and US$1.5 million.

ONE-FI

This fact that it offers short-term consumer loans to credit-worthy individuals with limited access to finance, makes it a perfect loan option for SMEs

It has a loan tenure of 3 to 12 months, with loan amounts ranging from N40,000 – N2 million.

C24

This Microfinance centered its aim on providing loans for businesses struggling to survive in the face of difficult economic downtime, applicants are encouraged to visit their web portal and apply swiftly  

QUICKCHECK

Businesses can get up to N30,000 without collateral or anyone policing you, it payment period is flexible and ranges from 15 to 30 days

QuickCheck is a modern lending platform that uses mobile technology to enable individuals and small businesses to gain access to financial credit.

CARBON (formerly PAYLATER)

This online loan platform helps businesses to access up to N500,000 loans without collateral, you get your funds within 72 hours. If offers many repayment options and reward for on-time payment make higher credit limits for your next loan.

Conclusion

As sweet as these loan platforms are, they have various terms, and conditions; don’t rush to apply for a loan by carefully studying all its terms, conditions, loan rate, and tenure, And make every concerted effort to repay your loan as at when due to avoid poor credit scores

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