GTBank Loan Code: How to Borrow Money from GTBank
GTBank Loan Code: How to Borrow Money from GTBank: Are you a passionate GTBank customer? Do you have an account with GTBank? Would you like GTBank to borrow your money for your school fees, health care, personal expenses, or business expansion? If all your answers are a convincing yes, then this post got you covered
A lot of people have little or no idea of how to borrow money from GTBank using a simple code without stepping foot in the bank. But today that ignorance will be cured
Like other traditional banking institutions in Nigeria, GTBank does not police you or ask for collateral before granting you a loan, it offers you flexible options for loan tenure
With your phone, you can borrow money from GTBank right at the comfort of your bed, Yes you heard me right, from the comfort of your bed, and how does this work? We will explain the process to you and all the procedures, terms, and conditions involved
This post will also tell you the requirements for application, the types of loan you can borrow, and the loan interest and tenure
GTBank Loan-Types
Gtbank loans are of different categories, each offering a satisfying the needs and desires of its customers, They include;
Personal loans
Business Loans
GTBANK PERSONAL LOANS
The GTBank personal loans are meant for individuals person, meaning you take the loan to meet your needs and personal expenses, their categories include;
GT Salary Advance
To be qualified for this loan, you must be an employee of a private company and government agency with an active salary account. This is the assurance that you can’t default on your loan
The GT Salary Advance can give you up to 50% upfront of your monthly salary with no collateral, this is because. You are working, and the borrowed money is removed as soon as your salary hits your account
A customer of GTbank can apply for this loan only with a minimum salary of N25,000 in a public service and N50,000 in a private organization, you can apply for this loan by using your app or GTBank loan code right here
GTBank School Fees Advance
There comes a time when you are broke and bills come unexpectedly, or you might have run out of money only for your children’s schools asking for their fees. The GTBank School Fees Advance got you covered
You can use this loan money to pay your children’s school fees only; you are only eligible for this loan when you have salaries that are domiciled with the bank.
Applicants get up to a million to pay children’s fees, with a maximum tenor of 4 months per request. The loan product involves equal monthly repayments comprising the principal and interest.
GTBank Quick Credit
If you don’t earn a salary, you can still apply for the GTbank Quick Credit loan, this product is readily available to non-salary earners, salary earners, and self-employed people. You can get up to N5,000,000 with the Quick Credit, at an interest rate of 1.33% monthly, with a tenor between 6-12 months.
GTBank Max Advance Loan
This loan product is meant to give up to N10,000,000 to corporate, and government organizations, with a salary account with GTbank, you repay your loan within 3 to 48 months with a friendly rate and loan tenure
GtBank Premium Advance
This product is for customers with various card ownership ranging from Naira Debit MasterCard (for ATM withdrawals, POS purchases, and web payments), to qualify you must have an average salary of N1 million in the last six months and have received compensation through their GtBank Account in the last three consecutive months.
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GTBank Business loans
This includes;
Build or Buy Loans for Schools
Applicants get up to N400,000,000 to set up schools or expand their schools to meet current or future realities, the best part of this product is that it has a tenure of up to 10 years with a friendly rate
For those who seek to borrow money in millions, this is the best product available in GTbank, take advantage of this and expand your schools
Fashion Industry Credit
This loan product has a low interest rate with a friendly repayment period of 1 year, applicants get up to N5,000,000 upon application; It is mainly for businesses relating to fashion only.
GTBank Food Industry Credit
Applicants for this loan product stand a chance of getting up to N2,000,000 with a low-interest rate and loan tenure of 180 days, there is no fee charged on this loan
Eligibility for GtBank Loan
If you are interested in any of the above loan products, then follow the below requirements, and see if you are eligible for any of the above products, These requirements include
Have a source of income
Have a good credit history
You must be at least 18 years old
You must have an active account with GtBank
How to Apply for a GTBank Loan
Application can be done through:
USSD code
GtBank Mobile App
GtBank Website
GtBank Branches
GtBank Loan Code
Dial *737*8*2#.
Carefully enter your personal details
Enter the loan amount,
Select your preferred loan tenor.
Confirm your loan request
Your loan will be processed.