Specta Loan | Get Up To N5 Million Loan without Collateral in 5 Minutes

Specta Loan | Get Up To N5 Million Loan without Collateral in 5 Minutes: Like every other online loan, the specta loan offers a wide variety of loans to interested persons. If you need loan for your personal and household spending or you want to expand your business, specta will offer you instant loan at an affordable rate

For clarity, Specta loan is an online loan platform that is reliable, fast, simple, convenient and huge edge over others in many areas. Many people have been questioning the specta loan offers, some people have been doubting the authenticity of the N5 million instant loan offered by Specta

This post will clarify all your worries regarding this loan platform, we will be looking at;

How much can I get from a Specta loan?

What is the interest rate on Specta?

What kind of loan does Specta offer?

How to get 5million Naira loan in Nigeria?

Categories of Specta loan

Specta4individuals

If you want loan for your individual spending, with specta you can access a personal loan of up to n5million without collateral in 5 minutes.

Specta4business

Boost sales with Specta by signing up to start receiving payments from customers with Specta spending limits.

You can also get up to N2M to start or grow your business

How much can I get from Specta loan?

You can access loans up to N5 Million in one transaction and all in 5 minutes.

Specta Fees

The interest rate on Loan: 25.5%-28.5%

One-off payment for Insurance: 2.5%

One-off payment of Management fees: 1%

What kind of loan does Specta offer?

Specta offers loans Personal loans, Household/Asset Acquisition loans and Salary Advance.

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How to get 5million Naira loan in Nigeria

In order to receive a 5 million naira loan, you will have to show proof of salary, employment, residence and ID.

In most cases, the lender will want you to repay the loan within 12 months, but tenures can be longer as well.

You can access 5 million naira loans to refinance debt.

How long is a Specta loan?

You can access a personal for a tenor of up to 12 months. If you belong to a Sterling Community i.e. your company has been onboarded on the Specta platform, you can access a personal loan for a tenor of up to 36 months.

Get 5 Million Naira Loan Offers in Nigeria

Specta Loan | Get Up To N5 Million Loan without Collateral in 5 Minutes